寧波國(guó)際銀行是浙江省第一家外資銀行。從事離岸銀行業(yè)務(wù)十余年。寧波國(guó)際銀行是法人資格的外資銀行。寧波國(guó)際銀行地址,總行設(shè)在寧波，上海設(shè)有分行，北京設(shè)有代表處。

寧波國(guó)際銀行開(kāi)戶(hù)指南

一.寧波國(guó)際銀行離岸業(yè)務(wù)
離岸銀行業(yè)務(wù)是指銀行吸收非居民的資金，服務(wù)于非居民的金融活動(dòng)。"非居民"是指在中國(guó)大陸以外(包括港、澳、臺(tái)地區(qū))的自然人、法人(包括在境外注冊(cè)的中國(guó)境外企業(yè))、政府機(jī)構(gòu)、國(guó)際組織及其他經(jīng)濟(jì)組織，以及中資金融機(jī)構(gòu)的海外分支機(jī)構(gòu)，但不包括境內(nèi)機(jī)構(gòu)的境外代表機(jī)構(gòu)和辦事機(jī)構(gòu)。

二.開(kāi)立離岸帳戶(hù)所需資料
所有的非中國(guó)居民，包括中國(guó)境外注冊(cè)的公司、企業(yè)、工廠、團(tuán)體、銀行、存款公司和基金組織、個(gè)人等均可以在我行開(kāi)立離岸帳戶(hù)。
根據(jù)注冊(cè)所在地及組織形式的不同，開(kāi)立離岸業(yè)務(wù)所需的資料可能有所不同。有限公司開(kāi)戶(hù)時(shí)，應(yīng)提供下列文件：
1.香港注冊(cè)的有限公司,應(yīng)提供：
(1)經(jīng)證實(shí)的商業(yè)登記證復(fù)印件
(2)經(jīng)證實(shí)的公司注冊(cè)證明書(shū)復(fù)印件
(3)最近一期的周年申報(bào)表
(4)經(jīng)證實(shí)的公司組織大綱及章程副本
(5)董事會(huì)決議(二個(gè)以上股東)或授權(quán)委托書(shū)(一個(gè)股東)
(6)各董事身份證或護(hù)照復(fù)印件
(7)銀行開(kāi)戶(hù)申請(qǐng)書(shū)
(8)印鑒卡(一式五份)

2.澳洲、新加坡、英國(guó)注冊(cè)的有限公司提供:
(1)公司注冊(cè)證明書(shū)認(rèn)證副本
(2)公司章程及組織大綱副本
(3)經(jīng)認(rèn)證的董事及公司秘書(shū)資料報(bào)表
(4)董事會(huì)決議(二個(gè)以上股東)或授權(quán)委托書(shū)(一個(gè)股東)
(5)各董事身份證或護(hù)照復(fù)印件
(6)銀行開(kāi)戶(hù)申請(qǐng)書(shū)
(7)印鑒卡(一式五份)

3.BVI公司，應(yīng)提供：
(1)公司注冊(cè)證明書(shū)認(rèn)證副本
(2)公司構(gòu)架證書(shū)
(3)出任董事同意書(shū)
(4)會(huì)議記錄
(5)股票證書(shū)
(6)經(jīng)證實(shí)的公司組織大綱及章程副本
(7)注冊(cè)會(huì)計(jì)師出具的證明
(8)注冊(cè)代表出具的決議書(shū)
(9)各董事身份證或護(hù)照
(10)銀行開(kāi)戶(hù)申請(qǐng)書(shū)
(11)印鑒卡(一式五份)

4.美國(guó)注冊(cè)的有限公司,應(yīng)提供：
(1)公司注冊(cè)證明書(shū)認(rèn)證副本
(2)公司章程及附則認(rèn)證副本
(3)于公證人或律師面前作出的法律聲明
(4)董事會(huì)決議(二個(gè)以上股東)或授權(quán)委托書(shū)(一個(gè)股東)
(5)各董事身份證或護(hù)照復(fù)印件
(6)銀行開(kāi)戶(hù)申請(qǐng)書(shū)

5.獨(dú)資企業(yè),應(yīng)提供下列文件：
(1)經(jīng)證實(shí)的商業(yè)登記證影印本
(2)經(jīng)證實(shí)的商業(yè)登記證申請(qǐng)書(shū)影印本
(3)獨(dú)資經(jīng)營(yíng)人員身份證或照護(hù)影印本
(4)開(kāi)戶(hù)申請(qǐng)書(shū)
(5)授權(quán)委托書(shū)及印鑒卡(一式五份)

6.合伙商號(hào)開(kāi)戶(hù)時(shí),應(yīng)提供如下文件：
(1)經(jīng)證實(shí)的商業(yè)登記證影印本
(2)經(jīng)證實(shí)的商業(yè)登記證申請(qǐng)書(shū)影印本
(3)合伙經(jīng)營(yíng)人身份證或照護(hù)影印本
(4)合伙商號(hào)帳號(hào)開(kāi)戶(hù)委托書(shū)
(5)開(kāi)戶(hù)申請(qǐng)書(shū)
(6)授權(quán)委托書(shū)及印鑒卡(一式五份)

7.社團(tuán)開(kāi)戶(hù)時(shí),應(yīng)提供如下文件：
(1)經(jīng)證實(shí)的社團(tuán)成立會(huì)議記錄證明影印本
(2)經(jīng)證實(shí)的會(huì)章規(guī)則
(3)經(jīng)證實(shí)的登記證明文件
(4)社團(tuán)開(kāi)戶(hù)委托書(shū)
(5)經(jīng)正式的法人機(jī)構(gòu)代表印鑒證明書(shū)影印本
(6)帳戶(hù)開(kāi)戶(hù)申請(qǐng)書(shū)
(7)印鑒卡(一式五份)

三.離岸業(yè)務(wù)的業(yè)務(wù)范圍

我行為客戶(hù)提供包括美元、港幣、歐元、日元等可自由兌換貨幣存款服務(wù)。
基于離岸帳戶(hù)的特點(diǎn)，目前離岸業(yè)務(wù)不經(jīng)營(yíng)人民幣，對(duì)非居民法人不可以提現(xiàn)、結(jié)匯，現(xiàn)鈔不能轉(zhuǎn)現(xiàn)匯。非居民自然人可以提現(xiàn)鈔并可以結(jié)匯。
我行為客戶(hù)提供全方位的離岸國(guó)際結(jié)算服務(wù)，包括電匯、跟單托收、進(jìn)口開(kāi)證、出口信用證、遠(yuǎn)期信用證買(mǎi)斷(福費(fèi)延)。

四.BIN離岸帳戶(hù)業(yè)務(wù)的特色
(1)由于BIN是外資銀行總行，只要客戶(hù)提交開(kāi)戶(hù)所需的資料，在一個(gè)工作日之內(nèi)可以完成開(kāi)戶(hù)手續(xù)并啟用帳戶(hù)；
(2)BIN目前對(duì)離岸帳戶(hù)免收帳戶(hù)管理費(fèi)；
(3)在每筆資金到帳后，銀行將立即以電話(huà)、E-mail、或其他客戶(hù)要求的方式通知客戶(hù)；

寧波國(guó)際銀行簡(jiǎn)介 BANK INTERNATIONAL NINGBO

A PREMIER CHINA-INCORPORATED FOREIGN BANK

There are about 200 foreign banks and financial institutions presently operating in China. BIN is a premier China-incorporated foreign bank with presence in cities of Ningbo and Shanghai. With our first establishment in 1993, BIN has served a wide range of domestic and international clients. We have the edge over branches of foreign banks operating here because we are China -incorporated; we understand the Chinese business environment as well as the operating standards of foreign investors.

BIN has proven track records in its financial performance. We have a diversified-mixed of quality assets which propelled our earnings to the top ten foreign banks. In 1998, BIN is ranked 8th in terms of profit amongst all foreign banks in China.

As a foreign bank, we follow the regulations from the Regulators Such as, China Banking Regulatory Committee (CBRC), States Administration of Foreign Exchange (SAFE) and the People’s Bank of China (PBOC). BIN has passed the various audits and specific tests on internal control, risks management, assets management and liquidity management conducted by these regulatory authorities in the past six years. We are recognized to be fit and sound; to have met the stringent Regulators requirements and international banking standards.

Flexibility

Clients enjoy our flexibility in terms of the range of financial services and the ways that they are delivered. We believe in meeting all the expectations from our clients .In view of our unique size and structure, BIN has the capability to respond speedily to changes in the needs of our clients resulting in tailor-made financial packages for every new situation.

Floating Interest Rates

BIN would quote the best interest rates which are in line with the market and our own costs of fund. We are able to quote competitively as we have effective cost control programs. BIN would pass the ultimate reduced cost benefit to our clients.

On-line Banking

Both of our banking centers in Ningbo and Shanghai are connected on-line. A client could perform banking operations like cash deposits, cash withdrawals, remittances, letter of credit applications / payment and credit functions at the two centers. Our computer link is constructed with a view to perform on-line banking for our clients nationwide in the future.

Personalized Services

The unique structure enables BIN to provide personalized services to our clients. We do not merely sell our financial products and services; we share our experience and we make progress hand-in-hand with our clients towards growth and improvement in China. In terms of quality service, we are prepared to walk the extra miles.

Networking

BIN has developed a large correspondent banking network globally to enhance international trades. Presently we have correspondent banking relationship with 150 banks in 78 cities, 41 countries spread over the five continents.

BIN, a premier China-incorporated foreign bank, is on target to position ourselves in an increasing competitive environment. The direction forward is to make the best out of long established tradition and supplement this by new and foreign ideas.